Davidson Housing Coalition
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Rental Application Process and Procedures

Thank you for your interest in the Davidson Housing Coalition and DHC Homes. We are excited by the prospect of you becoming a resident of one of our rental communities:

  • The Bungalows (32 units), which serve residents whose incomes are 50% or below area median income;
  • Creekside Corners (23 units, four of which are reserved for veterans), which serve residents whose incomes are 80% or below area median income; and
  • The Cottage on Jetton (4 units), which serve KEY-eligible residents. (For more information on KEY, click here.

All DHC Homes communities are professionally managed by SL Nusbaum Realty Company. Our goal (and theirs!) is to offer residents high quality, responsive, and respectful service.

To explore our communities in more detail, please follow the link below:

https://dhchomes-nc.com/

For Income Guidelines,click here.

Application Processing:

Application for occupancy is taken on a first come first served basis. An application must be completed in full, dated, and signed by the applicant. Your application receives a time-stamp when it is fully completed and received by our on-site property manager. A non-refundable processing fee of $12.00 will be charged, per person during the application approval process to cover charges associated with conducting background and credit checks. Processing of application does not begin until we notify you there is a vacancy, though you may ask us to pre-qualify you. An application and processing fee must be submitted for each applicant.

Application and Disclosure:

Each applicant will receive a disclosure form with an application explaining that the “Davidson Housing Coalition” will obtaim a credit report on all household members and investigate the household’s criminal history and prior rental history.

Each adult member of the household must submit a separate application, which thereby authorizes DHC to obtain credit, criminal, and rental history. We will not process an unsigned application.

PETS: PETS MUST BE DOCUMENTED AS SERVICE OR THERAPY ANIMALS.

NO SMOKING COMMUNITY: DAVIDSON HOUSING COALITION DOES NOT PERMIT THE USE OF TOBACCO OR VAPING PRODUCTS ON OR IN ITS PROPERTIES.

Preliminary Approval:

Upon receipt of an application during a period of apartment vacancy, DHC will review the information provided by the applicant in the application to confirm eligibility, including:

  1. Age: The application will be rejected if the applicants are under age 18 and have not established a household separate from parents and/or legal guardians.
  2. Criminal background check: The application will be rejected if the applicant has been convicted of a felony within the last 7 years or has a history of repeated misdemeanor activity.
  3. Employment status: The application will be rejected if the applicant’s rent payment is 30% or higher than the household’s gross monthly income, or if the household’s gross monthly income is higher than the target levels listed above for each community.
  4. Credit history: The application will be rejected if the applicant’s credit report indicates that the applicant(s) are in default with another property rental agreement or classified as a Chronic Delinquent.
  5. Citizenship: Applicants must be citizens of the United States or legal immigrants who hold verifiable W-7 tax-identification status.
  6. Occupancy: Residence size is limited to 2 adults per bedroom.

If rejected, the applicant(s) will be notified in writing the reason for rejection and of the applicant’s right to respond and discuss the rejection with DHC management within 14 days of such notification. When an applicant is rejected due to unsatisfactory credit history, the credit bureau source must be named in the rejection letter to the applicant in accordance with the Fair Credit Act.

All applicant(s) will be notified of her/his status after initial review of the application. If the applicant is deemed eligible the determination is made  “based on the information provided” but the status remains conditional until verification of information provided in the application. Applicant(s) are placed on a waiting list until an apartment becomes available. Applicants a who are determined to be ineligible will received notification of the reason(s) for such ineligibility.

Waiting List:

When there are no vacancies, all applicants are placed on a waiting list according to their selected unit size (1, 2 or 3 bedrooms). When a unit is scheduled to become available, DHC will contact those applicants at the top of the waiting list to confirm their continued interest in an apartment. Then, DHC management will review and verify prior rental history, credit reports, backgrounds, police reports and other references. If favorable, the applicant(s) will be contacted to set up a personal interview for completion of the verification forms. If screening indicates an unfavorable rental, credit, police or reference check, the applicant will be notified accordingly.

Final Approval:

Upon receipt of all verifications, DHC will determine if applicant(s) remains eligible. If eligible, the applicant(s) is/are notified that they have been approved for occupancy and are asked to contact DHC to arrange for future occupancy. If verifications indicate the applicant(s) is/are not eligible, she/he will be notified in writing.

A co-signer may be permitted at the discretion of DHC. In such cases, the renter must receive regular financial counseling sessions with DHC’s Housing and Financial Counselor to reduce debt, improve credit scores, and encourage financial stability.

Security Deposit:

Upon determination of final approval of the application, a security deposit equal to one month’s rent will be required to reserve a unit.

Non-Discriminatory Policies and Practices:

Davidson Housing Coalition adheres to the policies and prohibitions outlined in Title VIII of the Civil Rights Act of 1968, or The Fair Housing Act, requiring that no person be denied the sale, rental or finance of a dwelling because of his or her race, color, national origin, religion, sex, familial status or handicap.